If you’re buying new:
Some of these offer financing options. Or just walk into a music store to test/buy.
If you’re buying used:
- Offer Up (or similar apps)
- Facebook exchanges
Just make sure you research what you’re buying so you don’t get a lemon.
Other conventional wisdom of mine:
- Guitar/bass: buy commonly known brands, invest in a decent amp
- Drums: spend just a little more, beware of plastic parts that can break
- Keyboards: basic Yamaha keyboards give you a good bang for your buck